How to answer this Behavioural interview question about Strategic Impact for Mid-Level Actuarial and Valuation Analyst?

Can you describe a time when your valuation analysis influenced a strategic decision in a multinational insurer?

Actuarial and Valuation Analyst

Behavioural

Asked at

Zurich

Difficulty :

Medium

Explanation

This question assesses your ability to provide actionable insights through valuation analysis that impact strategic decisions. Recruiters are looking for specific examples that highlight your analytical skills, problem-solving, and the measurable impact of your work. A strong answer will follow the STAR (Situation, Task, Action, Result) format and include quantifiable outcomes. Avoid vague examples or failing to demonstrate your role in the decision-making process.

Answer Example

While analyzing a life insurance portfolio, I identified that the persistency rates for certain products were lower than expected, impacting profitability. My task was to reassess the portfolio's valuation and provide recommendations. I conducted a detailed analysis, uncovering that lower persistency was linked to insufficient customer engagement. I recommended reallocating resources toward retention programs, which improved persistency by 10% within six months and increased the portfolio’s long-term value by $5 million. My valuation analysis directly influenced the insurer’s strategic focus on customer retention.

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